Insurance

At Tribes Travel we believe that your safety and holiday enjoyment are very important. Therefore comprehensive travel insurance is a must whenever you travel abroad. It is a mistake to think that it will never happen to you. 

Adequate travel insurance is compulsory for travel with Tribes. We strongly recommend you consider using the Campbell Irvine travel insurance policy, which is ideally suited to these holidays, but it is your responsibility to ensure the insurance you arrange is adequate for your requirements. You must, however, be covered for £up to £2 million for medical and repatriation expenses. Any medical issues need to be discussed with the insurers before taking out the insurance. Failure to tell them about any condition can jeopardise any claim you may need to make. Most insurance policies include cancellation cover, and we strongly recommend that you take out your insurance as soon as you pay for any part of your holiday in case you are unable to travel due to health reasons.

We have arranged travel insurance with specialist Insurance Brokers Campbell Irvine. The cover includes a 24-Hour Worldwide emergency Medical Service who are experts in providing friendly and professional emergency help.

 

 

Travel Insurance Summary of Cover (Sums Insured are per insured person)

A Medical Expenses £5,000,000 In Patient Benefit £10 per day up to £200 Criminal injuries £100 per day up to £5,000 Personal Liability £2,000,000	D Delayed Departure or Arrival £100/£1000 Either compensation up to £100 OR cancellation after 12 hours up to £1,000 Hi-jack of Aircraft £100 per day up to £3,000 Failure of flight connections £25 per day up to £150 Interruption of Transport £300
B Personal Accident £25,000 Permanent Loss of Sight £25,000 Loss of Limb(s) £25,000 Permanent Total Disablement £25,000 Death £10,000	E Personal Effects £2,000 (Valuables limited to £350) (Single Article limit £250) (Disc Collections £200) Money £500 Tickets £1,000 Passport ad Visas £250
C Cancellation or Curtailment £3,000*	F Legal Expenses £15,000 G Winter Sports Optional

*If the cost of your trip exceeds £3,000 per person, please contact Campbell Irvine for a quotation.

• Free 31 day extension if travel delayed beyond your control
• Cover includes many sporting activities
• 14 day money back cooling off period
• Safari Travel Covered

IMPORTANT

This is only a summary of cover, full details of the cover provided are shown on your policy document which will be sent to you once the appropriate premium has been paid. Please read it carefully to ensure you understand the cover provided which is offered on a Non Advised basis from a single Insurer, the International Insurance Company of Hannover Limited (IICH). The insurance includes certain terms conditions, exclusions and excesses. In particular cover is excluded for any defined pre-existing medical condition from which you or any person upon whom travel depends, such as a relative, is suffering. If in doubt please contact the medical helpline in confidence on 0844 826 2686, as additional cover may be purchased directly from the insurer’s medical screening help line for certain pre-exiting medical conditions. Should you wish a specimen, a copy will be made available prior to purchase upon request or alternatively a copy is available for download from the Campbell Irvine Website. The policy contains a 14 day Cooling Off Period and details of how to make a claim and who to contact in the event of a medical emergency.

 

Both Campbell Irvine Ltd and IICH are authorised and regulated by the Financial Services Authority. You can check this on the FSA's register by visiting the FSA's website at www.fsa.gov.uk/register or by contacting them on 0845 606 1234. Tribes Travel Ltd is an Introducer Appointed Representative of Campbell Irvine Ltd.